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Guidelines for Closing your cottage for the winter

With summer weather having disappeared, Canadians should begin to winterize their cottages if they have not already done so. As such, Aaxel Insurance Mississauga has compiled a list of steps to take before leaving your second home during the winter months. 1. Inspect your septic tank: Many cottages have a septic system

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Frequently Asked Questions About Business Insurance

Get straight and simple answers to all your business insurance frequently asked questions.

These FAQs were gathered from Canadian business owners like you.

Different types of Business Interruption coverage will determine how payout is calculated. Most policies cover reimbursement for profits your business would have earned based on the prior month’s performance, in addition to extra expenses beyond fixed costs. Employee wages, taxes, and loan payments may also be taken into account.
Business Interruption Insurance is typically included in a commercial property insurance policy or business owner’s policy (BOP). You can add it to an existing policy as a rider.
Standard business interruption insurance provides coverage for damages sustained due to direct physical loss or damage, such as a fire. Unfortunately, it will not cover income lost or barriers to trade and travel due to a pandemic, infectious disease, or government-mandated closure.

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