In Ontario, if you plan to drive someone else’s car, it’s crucial to have insurance coverage. The car owner’s insurance typically provides coverage when someone else drives their vehicle, but it may vary based on the policy. You should check if you’re listed as an authorized driver under the owner’s policy. If you are not covered, you could be personally liable for any damages or injuries caused while driving. Additionally, having your own insurance can provide you with added protection, especially in case of an accident. It’s advisable to discuss this with the vehicle owner and, if necessary, consult with your insurance provider to ensure you have adequate coverage while driving others’ cars. Always prioritize safety and verify coverage details before getting behind the wheel of a vehicle that is not your own.
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