How Do You Report a Stolen Car With Full Coverage Insurance?

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    To report a stolen car with full coverage insurance, start by contacting your local police department to file a theft report. Provide details such as your car’s make, model, year, VIN (Vehicle Identification Number), and any distinguishing features. Once the report is filed, obtain a copy of the police report for your insurance claim. Next, contact your insurance provider to inform them of the theft and begin the claims process. Be ready to provide the police report number, your vehicle’s details, and any additional information required by your insurer. If you have comprehensive coverage as part of your full coverage insurance, it should cover the theft, minus your deductible. Your insurer may also require you to submit a claim form and cooperate with any investigation. After approval, the insurer will compensate you for the vehicle’s value, minus the deductible, as per the terms of your policy.