In Ontario, trailer insurance typically covers various aspects depending on the type of policy chosen. Standard coverage includes liability protection, which safeguards against damage or injury caused to others by the trailer. It also encompasses physical damage coverage, protecting against theft, vandalism, or accidents resulting in damage to the trailer itself. Additionally, many policies offer coverage for personal belongings inside the trailer, roadside assistance, and, in some cases, coverage for any attached equipment or accessories. It’s important for trailer owners to assess their specific needs, as coverage can vary based on the trailer type—such as utility, travel, or recreational vehicles—and the insurance provider. Optional add-ons, such as comprehensive or collision coverage, can further enhance protection, ensuring that trailer owners are adequately covered in various scenarios. Understanding these elements is crucial for selecting the right policy that suits individual needs and provides peace of mind on the road.