Property insurance for landlords is a type of coverage designed to protect rental properties from financial losses due to damage, theft, or liability claims. This insurance typically covers the building structure, any included fixtures, and sometimes even contents owned by the landlord, like appliances. It can also provide liability coverage if a tenant or visitor is injured on the property. Landlord property insurance may include protection against risks like fire, storm damage, vandalism, and theft. Additionally, some policies offer loss of rental income coverage, which compensates landlords if the property becomes uninhabitable due to damage. While it generally doesn’t cover the tenant’s personal belongings, landlords may require tenants to have renter’s insurance for that purpose. Having property insurance helps landlords manage risks and ensures financial security in the event of unexpected incidents or accidents at their rental properties.