Before purchasing travel insurance for international travel, you should consider the coverage options, including medical emergencies, trip cancellations, lost luggage, and evacuation. Check if the plan covers pre-existing conditions, which can be crucial for some travelers. Review the policy’s exclusions to understand what’s not covered, such as certain activities or natural disasters. Ensure that the coverage limits are appropriate for your destination, particularly if traveling to areas with higher healthcare costs. Evaluate the insurance provider’s reputation and customer support, especially for assistance during emergencies abroad. Also, consider if the policy covers COVID-19-related issues, such as illness or trip interruptions. Compare different providers to find the best value for the coverage offered. Lastly, check whether your credit card or current health insurance offers any travel-related coverage to avoid purchasing unnecessary duplicate policies.
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