Home Insurance Etobicoke

In this day and age, regardless of whether you rent or own, your Home is likely to be one of your biggest assets and/or investments. At Aaxel Insurance, we make sure your Home is adequately protected with homeowner’s insurance. We will review your insurance needs and will recommend an insurance policy that meets your specific expectations at a reasonable cost from a network of our home insurance companies.

We will also get you all the possible discounts.

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Why Us? Because we offer a lot more than a policy.

Purchase your business insurance with ease at a very comparative rate plus ease of management.

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Frequently Asked Questions About Auto Insurance

Get straight and simple answers to all your insurance frequently asked questions. These FAQs were gathered from Canadian like you.

Home insurance covers you for the financial loss arising from an unforeseen claim. Some examples of such losses would be, water damage, vandalism and fire. Home insurance also covers you against legal actions arising from your personal actions or ownership of your property.

You need to buy home insurance at the time of purchase of your home, as most banks and mortgage companies will require home insurance before the closing. Even if you are mortgage-free, you should still obtainthe proper coverage immediately at the time of purchase of your home.

We know how important the place you call home is, which is why our brokers can recommend Home Owners Insurance policies that can be tailored to meet your individual needs and budget. Our extensive range of flexible policies covers many types of households and also covers loss or damage to your home, additional living expenses, temporary repairs and more.

If you combine your homewith your auto policy, you’ll be eligible for a multi-line discount, which reduces your rates. Discounts for higher deductibles, alarm systems and claim-free policies are also available.

Our great rates will save you money

Clients save money every year when they insure their home with us. We understand the value of having coverage that meets your needs and your budget, and we’ll work with you to offer coverage for your home at the best possible price.

Some factors that affect the cost of home insurance are:

– The location of your Home
– Claims history
– The deductible you select
– Upgrades and renovations
– The age of your roof
The price of home insurance depends on the type of insurance coverage you choose and the additional protection options that you may add on.

Several factors that affect the cost of property insurance are:

Location
Deductible
Contents
Type of heating source
Type of electrical distribution
Pipes
Age of roof
Claims history
Proximity to a fire hydrant or fire station
Upgrades and renovations
If you’re looking for cheap home insurance, ensure that you are still getting the coverage that you need. Some property insurance companies may also increase your deductible to give you a lower rate We recommend talking to your Aaxel broker about this.

Here are some ways that can reduce your house insurance premium:

Security such as a burglary alarm system
Smoke detectors
Bundle your home and auto insurance

Boat insurance is not mandatory in Canada. However, there are certain circumstances when it becomes mandatory. For example, when you finance your boat, the bank will want confirmation that the boat is insured for the life of the loan. Also, if you are mooring at a marina, you may be required to carry a certain amount of liability insurance.

Insuring your boat for the right amount is very important. If you over-insure your boat, you could be paying more premiums than you need to and if you under-insure your boat and a loss occurs you could be left covering the cost of damage, theft or loss of property out of your own pocket. Let Aaxel take that worry away, by getting you the best coverage at an affordable price.

You can start by completing our online quote form, for your boat insurance.We will offer you a very affordableboat insurance premium and the best possible coverage as per your needs.

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  • Car Insurance
  • Classic Car Insurance
  • Motorcycle
  • Boat
  • RV/Motor Home
  • Home Insurance
  • Condo Insurance
  • Tenant’s Insurance
  • Rental Property Insurance
  • Cottage Insurance

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What coverage do you need?

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At Aaxel, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.