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Get straight and simple answers to all your insurance frequently asked questions.
These FAQs were gathered from Canadian like you.
To get the best and cheap car insurance, you have to select the right options. It is very important that you are not sacrificing coverage and/or coverage limits to get cheap car insurance. You can get cheap car insurance by selecting higher deductibles, but remember, you should be able to cover the deductible in the event of a claim.
Our professional insurance brokers will walk you through this process and offer you many options.
Covers your automobile for damage resulting from upset or collision with the ground or other object.
Covers your automobile for damage caused by perils other than collision, such as fire, theft and vandalism.
Specified perils insurance is a type of coverage for auto insurance that insures the policyholder's car against damage due to certain perils pre-defined in the policy. As opposed to comprehensive coverage, which is based on an "all risks" form of coverage, this type only applies to the listed perils.
All perils is an optional type of insurance. It is also referred to as "all risk". It's one of the most extensive. It combines collision and comprehensive. This includes protection for all risks unless they are otherwise excluded in your policy
This data will be used to determine your personalized discount.
By participating in the telematics insurance program, you can save from 5 to 25% depending on your driving habits and the insurance company you are insured with.
This not only rewards good drivers with lower insurance rates, but encourages better driving habits.
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